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New South Wales State Emergency Services Deputy Commissioner Mark Morrow said it would be a long haul for towns such as Lismore and Murwillumbah that were doctor home loan rate Oak Laurel www.oaklaurel.com.au 0430129662 inundated by floods. "The mud, combination of chemicals, raw sewage, paint which gets into everything. Two to three metres above floor level. Nothing escaped this. It was a very, very big flood," he said. Many of those who fled the area have begun heading back, with Morrow warning "it won't be pleasant". "It will be a lot of work for those people as they return today," he said. Military and emergency personnel continued to work to restore essential services such as water and electricity in affected towns, where hundreds of homes have been deemed uninhabitable. The Insurance Council of Australia has estimated the damage bill could reach Aus$1 billion (US$770 million), as people braved mud-caked streets to begin clearing out homes and shops, with mountains of ruined possessions piled on pavements.

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